*SHARED OWNERSHIP AT A 30% SHARE**

Can’t afford a big mortgage right now but still want a place of your own? Have you considered buying a property on shared ownership?
You can get yourself on the property ladder with £85,500.
For that you price you can own a 30% share of a 2-bed room flat in the centre of Croydon, within walking distance to East Croydon and what will be 5 mins walk from the upcoming Croydon Westfield development (plus you will pay significantly less than market rate on the part of the property you don’t own – the part that you rent).
What that looks like:
So, monthly YOU WOULD PAY:
small mortgage + rent (inclusive of service charge) = Living costs @Less than market rent
Illustrative example:
Mortgage of £328 + £1040 = Living cost of £1,368 for a 2-bed flat in Central Croydon
A current saving of £282 on renting a property on the open market.

Why buy a share?
So long as you pay your monthly living costs, the flat is yours until you’re ready to move on. You have security and can feel settled. When you’re ready to move on, you get your mortgage deposit along with any equity you’ve built up, back.
There’s no race to beat the stamp duty deadline. Why? – you don’t pay stamp duty on purchases up to £125,000.
You can buy a 30% share, more than 30% or buy the flat outright (stamp duty would apply on purchases over £125,000).
What’s included with the flat:
A washer/dryer (purchased in 2024)
A fridge/freezer (purchased in 2025)
BONUS If you buy the flat and complete before/by September 2025, the seller (upon completion) will gift 1 x Annual Season ticket for the secure APCOA carpark, directly adjacent to the flat building.
It’s your choice. With a mass exodus of private landlords, private rents are only going to go up in Croydon.

Take control of your living situation, come and view - what could be, your new home.

Please note if you wish to purchase this property as shared ownership you will be required to pay at £250 non-refunable reservation fee to the shared ownership company and complete an application through them before proceeding with this sale.

‘’These particulars are believed to be correct and have been verified by or on behalf of the Vendor. However any interested party will satisfy themselves as to their accuracy and as to any other matter regarding the Property or its location or proximity to other features or facilities which is of specific importance to them. Distances and areas are only approximate and unless otherwise stated fixtures contents and fittings are not included in the sale. Prospective purchasers are always advised to commission a full inspection and structural survey of the Property before deciding to proceed with a purchase.

Successful buyers will be required to complete online identity checks provided by Lifetime Legal. The cost of these checks is £80 inc. VAT per purchase which is paid in advance, directly to Lifetime Legal. This charge verifies your identity in line with our obligations as agreed with HMRC and includes mover protection.’’
Council Tax Band: D.